Student loans are understandably a red-hot topic these days. Tuition is expensive and student debt just hit a record high. In turn, borrowers want nothing more than to know how they can repay their loans most efficiently. One concept that has been floating around that we’re wholeheartedly in favor of...
Okay, enough with the preaching, let’s get to the educating. In particular, join us as we explore this balancing act between state and federal power. Now, I know what you might be thinking: "Isn't education a state thing?" And you’re not, at least not entirely. The Tenth Amendment expressly holds...
The concept of a “DOGE dividend” has been making the rounds lately. This specific proposal to return such government savings back to taxpayers has recently received the endorsement of President Trump himself. DOGE is shorthand for the Department of Government Efficiency. Its mission is to identify where the federal government...
The global crypto space is hardly unfamiliar with such turbulence. We’re accustomed to seeing price volatility as adoption rates change, technology improves, and the newest influencer stirs up fervor. Lately, something else has been driving the crypto narrative: political statements. I would argue that our overreliance on political tides is...
And though uncertainty looms over the order’s implementation, the recent executive order has stoked a passionate nationwide debate over its merits. Educators are helping to shape this critical dialogue. OverTraders.com takes a closer look at the problem. They are collecting feedback and response from teachers across the country about the...
The increasing cost of higher education has shined the spotlight on student loans. For most of them, these loans are the only way to pay for college. See what we did there…the federal government’s role in regulating and overseeing these loans, especially its own servicers, is the controversial topic. Here’s...
Alright, let’s get into student loans. It's a topic that probably makes most of us groan, whether we're still paying them off or just remember the struggle. You read reports about forgiveness of loans, the skyrocketing cost of tuition and everything seems like one confusing chaotic system. A few people...
OverTraders.com is your home for comprehensive analysis of today’s financial markets. In this piece we’ll explore how State and Local Tax (SALT) deduction changes could shape political fortunes ahead of next year’s mid-term elections, focusing on key demographics and states. Understanding the State and Local Tax Deduction (SALT) The State...
The Department of Education, established in 1980, plays a crucial role in shaping the educational landscape across the United States. It establishes programmatic standards, distributes funding, and holds schools accountable to federal law and regulation. After a year of deliberations and calls for policy reform, it’s not entirely clear where...
Ok, on to the Bitcoin part of the show. As a blogger who likes to keep things real and easy to understand, I've been watching the crypto markets like everyone else. Lately, there's been a lot of chatter about how political figures, especially Trump, are affecting Bitcoin's price. And while...
We hear about it constantly. Famed for it being a leading indicator of economic prosperity, a weather vane on the roof of our national wallet. But is it really the gold standard, best measure ever, metrics by which all other metrics should be judged? As a journalist who has spent...
OverTraders.com just published a great in-depth Ethereum PoS vs Other Major Crypto PoS Models article. This side-by-side rundown helps shed light on the merits and demerits of each in different situations, providing critical information for traders and investors alike. Understanding Bitcoin and Ethereum To understand the nuances between different consensus...
Summary This piece dives deep into the startling effects of economic uncertainty on both mental health and consumer activity. This animated short dives into the psychological impact of recessions. Together, low consumer confidence and a fear of living in isolation can further increase stress, anxiety, and depression. By examining various...
Ever been sold your insurance policy as not just a safety net but a wise financial move, too? It’s a dangerous proposal, I recognize. Imagine the opportunity of having the benefit of protection along with the potential for financial growth. You’ll have a chance to hear directly about what’s new...
At the same time, the United States has increased its reliance on sanctions as a tool of foreign policy. Now, it focuses on individuals, countries and entities across the globe. These measures are put in place by the Office of Foreign Assets Control (OFAC). Their purpose is to shape behavior...
Artificial intelligence has gone from an imagined technological fantasy to an integral part of our everyday lives. From super-personalized recommendations on our separate site OverTraders.com to the algorithms that are reshaping our financial markets, AI’s influence can’t be overstated. This rapid integration comes with a chilling undercurrent: the potential for...
Obesity is the biggest threat to public health in the world, impacting nearly 650 million people worldwide. Yet it doesn’t stop there — the burden of transportation inequities weighs heavily on mental and emotional health. Real people are dealing with unfortunate obstacles while attempting to lose weight. As a result,...
The quick fix is perhaps the most potent temptation of all, particularly in the realm of weight loss. We know we’re all living in a world bombarded with images of unrealistic bodies. After all, the allure of losing weight with no effort — just a prescription — is difficult to...