The reality is that student loan debt has grown into one of the greatest threats to the financial lives and well-being of Americans of all ages. Soon, major changes in student loan policies are expected to begin rolling out. Knowing what these changes will mean for those students most deeply...
Today, student loans are an inescapable fact of life for the overwhelming majority of American college students. These loans are intended to increase access to higher education. They typically weigh down graduates, limiting their economic opportunities, career options and quality of life. Recent policy debates and potential changes to student...
As traders and investors at OverTraders.com, we are dedicated to the detailed examination of events that make this society tick. The Trump administration’s proposed education overhaul has created a lot of discussion and confusion. This policy brief will examine the likely short- and long-term implications of Trump’s plan for students,...
Student loan debt is a crisis that weighs heavily on the financial wellness and future prosperity of millions of Americans from all walks of life. Already, popular conversations are bubbling up to move federal student loan administration over to the Small Business Administration (SBA). To understand what these changes could...
Overview of the New Initiative Along with the massive changes to federal student loan policy and administration in the United States, our understanding is rapidly changing. The Small Business Administration (SBA) is currently running the student loans for almost 40 million borrowers. They will be responsible for an amazing $1.7...
The burden of student loan debt impacts people far beyond this country’s 43 million borrowers. This cost frequently postpones big life choices and suppresses economic opportunity. What if that same burden could be turned into an opportunity, a platform to launch those entrepreneurial dreams on? The idea of shifting student...
Student loans are understandably a red-hot topic these days. Tuition is expensive and student debt just hit a record high. In turn, borrowers want nothing more than to know how they can repay their loans most efficiently. One concept that has been floating around that we’re wholeheartedly in favor of...
Coming July 1, it all is set to change considerably. Putting the onus solely on students I fear that this change will have vulnerable students emerging with untenable debt. As someone who's spent years analyzing market trends, I've learned that a lack of oversight almost always leads to exploitation, and...
The increasing cost of higher education has shined the spotlight on student loans. For most of them, these loans are the only way to pay for college. See what we did there…the federal government’s role in regulating and overseeing these loans, especially its own servicers, is the controversial topic. Here’s...
Alright, let’s get into student loans. It's a topic that probably makes most of us groan, whether we're still paying them off or just remember the struggle. You read reports about forgiveness of loans, the skyrocketing cost of tuition and everything seems like one confusing chaotic system. A few people...
We hear about it constantly. Famed for it being a leading indicator of economic prosperity, a weather vane on the roof of our national wallet. But is it really the gold standard, best measure ever, metrics by which all other metrics should be judged? As a journalist who has spent...
OverTraders.com just published a great in-depth Ethereum PoS vs Other Major Crypto PoS Models article. This side-by-side rundown helps shed light on the merits and demerits of each in different situations, providing critical information for traders and investors alike. Understanding Bitcoin and Ethereum To understand the nuances between different consensus...
Summary This piece dives deep into the startling effects of economic uncertainty on both mental health and consumer activity. This animated short dives into the psychological impact of recessions. Together, low consumer confidence and a fear of living in isolation can further increase stress, anxiety, and depression. By examining various...
Ever been sold your insurance policy as not just a safety net but a wise financial move, too? It’s a dangerous proposal, I recognize. Imagine the opportunity of having the benefit of protection along with the potential for financial growth. You’ll have a chance to hear directly about what’s new...
At the same time, the United States has increased its reliance on sanctions as a tool of foreign policy. Now, it focuses on individuals, countries and entities across the globe. These measures are put in place by the Office of Foreign Assets Control (OFAC). Their purpose is to shape behavior...
Artificial intelligence has gone from an imagined technological fantasy to an integral part of our everyday lives. From super-personalized recommendations on our separate site OverTraders.com to the algorithms that are reshaping our financial markets, AI’s influence can’t be overstated. This rapid integration comes with a chilling undercurrent: the potential for...
Obesity is the biggest threat to public health in the world, impacting nearly 650 million people worldwide. Yet it doesn’t stop there — the burden of transportation inequities weighs heavily on mental and emotional health. Real people are dealing with unfortunate obstacles while attempting to lose weight. As a result,...
The quick fix is perhaps the most potent temptation of all, particularly in the realm of weight loss. We know we’re all living in a world bombarded with images of unrealistic bodies. After all, the allure of losing weight with no effort — just a prescription — is difficult to...