The world of inherited IRAs is changing, creating new challenges and new opportunities for folks from all walks of life. OverTraders.com is committed to helping you read between the lines and be successful in spite of these frustrating changes. We make sure you’re ready to face the new regulations and...
Beneficiaries of inherited IRAs need to know about upcoming changes to required minimum distributions (RMDs). Missed RMDs will incur a penalty starting in 2025. The IRS released regulations last year outlining rules for RMDs from inherited IRAs. These laws require that some heirs receive regular RMDs each year while draining...
Lauren Scott, a 29-year-old Ohio native, purchased a two-bedroom townhouse in Italy. This is because she could not afford to buy a house in America. With housing costs in Los Angeles spiraling, Scott was compelled to act. After living there for the last 10 years, she wanted to experience the...
Alright, enough about retirements. It’s a subject that’s easy to get excited and intimidated by, isn’t it? We all fantasize about those golden days. The road to actually achieving that sometimes seems like a treacherous landscape of due dates and bureaucratic jargon. I do wholeheartedly agree with the need for...
Planning for retirement can be a confusing journey through a challenging labyrinth, but it doesn’t have to be so intimidating. At OverTraders.com, we’re passionate about equipping you with the insights and resources to walk boldly across the financial landscapes. Today, let's dive into a critical aspect of retirement portfolios: diversification....
Picking the right place to invest your taxable savings for retirement shouldn’t be a minefield. There's a dazzling array of options, each promising the moon, and it's easy to get overwhelmed. What if there were a tutorial, a calming voice, a gentle mentor to navigate you through the maelstrom? It’s...
Retirement needs to be the golden age of your life. It’s a fitting time to take a load off, reflect, and enjoy the fruits of your labor over the years. For most Americans, particularly for those with lower means, the experience of moving through this system is often like traversing...
For retirees, the stock market is a scary ride. When it’s going up, everything’s great, but when there’s a big drop, that anxiety and fear can kick in. This article provides retirees with a simple and straightforward plan for dealing with their investments when the stock market takes a nosedive....
Retirement isn’t just a life change, it’s one of the biggest life changes. Navigating the financial side of retirement can be complicated and intimidating. Unfortunately, many retirees are missing out because they’re focused on the old April 1 tax deadline. It’s important to keep in mind that smart tax planning...
The business and financial media just eats this up — they love a good market dip. Headlines scream, experts pontificate, and the average retiree begins to perspire. I get it. I know because I’ve been there myself. Every time I saw the numbers on the opening screen turn red, that...
We hear about it constantly. Famed for it being a leading indicator of economic prosperity, a weather vane on the roof of our national wallet. But is it really the gold standard, best measure ever, metrics by which all other metrics should be judged? As a journalist who has spent...
OverTraders.com just published a great in-depth Ethereum PoS vs Other Major Crypto PoS Models article. This side-by-side rundown helps shed light on the merits and demerits of each in different situations, providing critical information for traders and investors alike. Understanding Bitcoin and Ethereum To understand the nuances between different consensus...
Summary This piece dives deep into the startling effects of economic uncertainty on both mental health and consumer activity. This animated short dives into the psychological impact of recessions. Together, low consumer confidence and a fear of living in isolation can further increase stress, anxiety, and depression. By examining various...
Ever been sold your insurance policy as not just a safety net but a wise financial move, too? It’s a dangerous proposal, I recognize. Imagine the opportunity of having the benefit of protection along with the potential for financial growth. You’ll have a chance to hear directly about what’s new...
At the same time, the United States has increased its reliance on sanctions as a tool of foreign policy. Now, it focuses on individuals, countries and entities across the globe. These measures are put in place by the Office of Foreign Assets Control (OFAC). Their purpose is to shape behavior...
Artificial intelligence has gone from an imagined technological fantasy to an integral part of our everyday lives. From super-personalized recommendations on our separate site OverTraders.com to the algorithms that are reshaping our financial markets, AI’s influence can’t be overstated. This rapid integration comes with a chilling undercurrent: the potential for...
Obesity is the biggest threat to public health in the world, impacting nearly 650 million people worldwide. Yet it doesn’t stop there — the burden of transportation inequities weighs heavily on mental and emotional health. Real people are dealing with unfortunate obstacles while attempting to lose weight. As a result,...
The quick fix is perhaps the most potent temptation of all, particularly in the realm of weight loss. We know we’re all living in a world bombarded with images of unrealistic bodies. After all, the allure of losing weight with no effort — just a prescription — is difficult to...