Tag: opinion

Student Loan Sharks No Life Raft?

Student Loan Sharks No Life Raft?

Alright, let’s get into student loans. It's a topic that probably makes most of us groan, whether we're still paying them off or just remember the struggle. You read reports about forgiveness of loans, the skyrocketing cost of tuition and everything seems like one confusing chaotic system. A few people...

2025 Housing Market Surprise Buyer's Advantage?

2025 Housing Market Surprise Buyer's Advantage?

OK, now here’s the big one—the National Housing Association’s home builders index. Now, everybody is talking about how 2025 will be the year of the seller. More importantly, I’m still not sold. In fact, I don’t think it’s too far-fetched to say that there’s a solid chance it swings the...

BlackRock: Your Rock-Solid Retirement Roadmap

BlackRock: Your Rock-Solid Retirement Roadmap

Picking the right place to invest your taxable savings for retirement shouldn’t be a minefield. There's a dazzling array of options, each promising the moon, and it's easy to get overwhelmed. What if there were a tutorial, a calming voice, a gentle mentor to navigate you through the maelstrom? It’s...

Bitcoin's High-Wire Act: Riding the Bull or Nearing the Cliff?

Bitcoin's High-Wire Act: Riding the Bull or Nearing the Cliff?

Despite not being an environmentally friendly technology, the allure of Bitcoin is remarkable. The story of a decentralized, inflation-proof, alternative non-political global currency still captivates young, professional, experienced investors and novice investors all at the same time. Taken together, those recent market indicators are a clear sign of a bullish...

Competition Cure How Lower Drug Prices Can Heal Healthcare

Competition Cure How Lower Drug Prices Can Heal Healthcare

The pharmaceutical space is an area usually surrounded by confusion and controversy. Every day we hear horror stories about sky-high drug prices, patients priced out of life-saving medicines. What if the solution wasn't more regulation or government intervention, but something far simpler: competition? It's a concept as old as time,...

Financial Aid Mirage Are Mandates Really the Answer?

Financial Aid Mirage Are Mandates Really the Answer?

The increasing cost of college is a national enemy we’re all fighting. Each article shouts about the student loan debt crisis, and the public institutional pressure to do everything possible to make education affordable is high. One common rallying cry is for mandated, across-the-board increases in financial aid, a tempting...

Retirement's 25% Trap The Unfair Tax Bite on Dreams

Retirement's 25% Trap The Unfair Tax Bite on Dreams

Retirement needs to be the golden age of your life. It’s a fitting time to take a load off, reflect, and enjoy the fruits of your labor over the years. For most Americans, particularly for those with lower means, the experience of moving through this system is often like traversing...

Social Security Shake-Up: A Political Ploy or Genuine Reform?

Social Security Shake-Up: A Political Ploy or Genuine Reform?

And right now, the winds of change are blowing through the SSA once again. Many would embrace this change as a breath of fresh air, but I’m still feeling the concern. Given these challenges, the agency has moved forward with formally nominating a new commissioner. This state of affairs begs...

Retirement Reality Check: Ditch the Dip Panic, Embrace the Plan

Retirement Reality Check: Ditch the Dip Panic, Embrace the Plan

The business and financial media just eats this up — they love a good market dip. Headlines scream, experts pontificate, and the average retiree begins to perspire. I get it. I know because I’ve been there myself. Every time I saw the numbers on the opening screen turn red, that...