In many ways, small businesses are the backbone of the American economy, yet they are staring down the barrel of a disastrous economic reality. Dangerously high costs and extremely tight credit conditions are posing major obstacles to their survival and growth. This blog post will review the obstacles these enterprises...
We are all familiar with the Federal Reserve (the Fed) and its quarterly decisions on whether or not to raise interest rates. Can any of us really understand the cascading impact of these choices to our everyday experience? This effect is most pronounced for people already struggling to get by....
Well, as a fundamental analyst at OverTraders.com, my entire professional mind and heart is bent towards the data, the evidence, the cold, hard facts. This is a hard discipline that demands absolute dispassion. It challenges us to improve every day to experience the world as it really is, rather than...
The Federal Reserve's (the Fed) decisions on interest rates have a ripple effect throughout the economy, touching everything from mortgage rates to the yields on savings accounts. For savers, understanding these impacts is crucial for making informed decisions about where to park their cash and how to maximize their returns....
Consumers are understandably confused about rising interest rates. After another week of mixed signals on the economy, the Federal Reserve is almost certain to leave rates on hold at the conclusion of its two-day meeting next Wednesday. So while some borrowing costs are indeed easing—namely for 30-year fixed mortgages—others are...
The Federal Reserve wrapped up its two-day meeting on March 19 with a move that surprised no one – interest rates would remain unchanged. This decision affects all of the borrowing and savings rates that Americans face every day. Influenced by concerns about potential economic weakness and the complexities introduced...
We hear about it constantly. Famed for it being a leading indicator of economic prosperity, a weather vane on the roof of our national wallet. But is it really the gold standard, best measure ever, metrics by which all other metrics should be judged? As a journalist who has spent...
OverTraders.com just published a great in-depth Ethereum PoS vs Other Major Crypto PoS Models article. This side-by-side rundown helps shed light on the merits and demerits of each in different situations, providing critical information for traders and investors alike. Understanding Bitcoin and Ethereum To understand the nuances between different consensus...
Summary This piece dives deep into the startling effects of economic uncertainty on both mental health and consumer activity. This animated short dives into the psychological impact of recessions. Together, low consumer confidence and a fear of living in isolation can further increase stress, anxiety, and depression. By examining various...
Ever been sold your insurance policy as not just a safety net but a wise financial move, too? It’s a dangerous proposal, I recognize. Imagine the opportunity of having the benefit of protection along with the potential for financial growth. You’ll have a chance to hear directly about what’s new...
At the same time, the United States has increased its reliance on sanctions as a tool of foreign policy. Now, it focuses on individuals, countries and entities across the globe. These measures are put in place by the Office of Foreign Assets Control (OFAC). Their purpose is to shape behavior...
Artificial intelligence has gone from an imagined technological fantasy to an integral part of our everyday lives. From super-personalized recommendations on our separate site OverTraders.com to the algorithms that are reshaping our financial markets, AI’s influence can’t be overstated. This rapid integration comes with a chilling undercurrent: the potential for...
Obesity is the biggest threat to public health in the world, impacting nearly 650 million people worldwide. Yet it doesn’t stop there — the burden of transportation inequities weighs heavily on mental and emotional health. Real people are dealing with unfortunate obstacles while attempting to lose weight. As a result,...
The quick fix is perhaps the most potent temptation of all, particularly in the realm of weight loss. We know we’re all living in a world bombarded with images of unrealistic bodies. After all, the allure of losing weight with no effort — just a prescription — is difficult to...