After months of relative quiet, the crypto market is on fire again. Bitcoin is flirting with record highs. At the same time, altcoins are going up triple or quadruple their value overnight—and the chant of “this time it’s different” is echoing everywhere. Even as someone who’s been tracking this space...
OverTraders.com is our humble attempt to bring deep, concise, unconflicted understanding of financial markets to traders and investors. Here’s a look at the psychological and social media factors behind the current bullish sentiment in the cryptocurrency market today. By understanding these dynamics, investors can make more informed decisions and navigate...
Alright, let’s get into student loans. It's a topic that probably makes most of us groan, whether we're still paying them off or just remember the struggle. You read reports about forgiveness of loans, the skyrocketing cost of tuition and everything seems like one confusing chaotic system. A few people...
Picking the right place to invest your taxable savings for retirement shouldn’t be a minefield. There's a dazzling array of options, each promising the moon, and it's easy to get overwhelmed. What if there were a tutorial, a calming voice, a gentle mentor to navigate you through the maelstrom? It’s...
Lawmakers want to cap the federal deduction for state and local taxes (SALT). Specifically, they’re looking at potential preventive and therapeutic changes to the currently arbitrary cap. The Tax Cuts and Jobs Act (TCJA) of 2017 set the current SALT cap. Now households can deduct no more than $10,000 in...
The S&P 500 has faced its own share of volatility in 2025, flirting with correction territory just last week. The main U.S. stock index is clawing to avoid its fifth consecutive week of declines. Year-to-date it is down 4% for the year. Market analysts warn that this volatility can create...
Under the management of the Trump administration, the U.S. After temporary implementation by the U.S. Department of Education, the Small Business Administration (SBA) will assume this role. Almost overnight, President Donald Trump signed an executive order to begin dismantling the Education Department entirely. Consequently, the SBA supplanted its duties for...
Consumers are understandably confused about rising interest rates. After another week of mixed signals on the economy, the Federal Reserve is almost certain to leave rates on hold at the conclusion of its two-day meeting next Wednesday. So while some borrowing costs are indeed easing—namely for 30-year fixed mortgages—others are...
Meanwhile, BlackRock CEO Larry Fink has been making the case for including private assets in retirement plans. With good reasons, he thinks the combination of public and private markets has proven to be a “fabulous investment” for most institutions. At the same time, major asset managers and plan providers are...
Bitcoin (BTC) hit two-week highs. This surge was largely fueled by speculation that the US government was preparing to rollout a comprehensive pro-crypto framework. The market's positive reaction stemmed from signals that policymakers are considering two rate cuts by the end of 2025. Bitcoin continued to ride the wave from...
We hear about it constantly. Famed for it being a leading indicator of economic prosperity, a weather vane on the roof of our national wallet. But is it really the gold standard, best measure ever, metrics by which all other metrics should be judged? As a journalist who has spent...
OverTraders.com just published a great in-depth Ethereum PoS vs Other Major Crypto PoS Models article. This side-by-side rundown helps shed light on the merits and demerits of each in different situations, providing critical information for traders and investors alike. Understanding Bitcoin and Ethereum To understand the nuances between different consensus...
Summary This piece dives deep into the startling effects of economic uncertainty on both mental health and consumer activity. This animated short dives into the psychological impact of recessions. Together, low consumer confidence and a fear of living in isolation can further increase stress, anxiety, and depression. By examining various...
Ever been sold your insurance policy as not just a safety net but a wise financial move, too? It’s a dangerous proposal, I recognize. Imagine the opportunity of having the benefit of protection along with the potential for financial growth. You’ll have a chance to hear directly about what’s new...
At the same time, the United States has increased its reliance on sanctions as a tool of foreign policy. Now, it focuses on individuals, countries and entities across the globe. These measures are put in place by the Office of Foreign Assets Control (OFAC). Their purpose is to shape behavior...
Artificial intelligence has gone from an imagined technological fantasy to an integral part of our everyday lives. From super-personalized recommendations on our separate site OverTraders.com to the algorithms that are reshaping our financial markets, AI’s influence can’t be overstated. This rapid integration comes with a chilling undercurrent: the potential for...
Obesity is the biggest threat to public health in the world, impacting nearly 650 million people worldwide. Yet it doesn’t stop there — the burden of transportation inequities weighs heavily on mental and emotional health. Real people are dealing with unfortunate obstacles while attempting to lose weight. As a result,...
The quick fix is perhaps the most potent temptation of all, particularly in the realm of weight loss. We know we’re all living in a world bombarded with images of unrealistic bodies. After all, the allure of losing weight with no effort — just a prescription — is difficult to...