Affordable cities lure new migrants with the siren song of affordable living. Look a little deeper and you’ll find the hidden costs that can heavily impact your budget. It’s providing a deeper look at those hidden costs of living in so-called affordable urban areas OverTraders.com. Our aim is to arm...
The perennial salary question of “how much is enough? Unfortunately, the harsh truths of urban living complicate this important fiscal choice. National averages and the generalized cost-of-living calculators that sites like nerdwallet.com provide only offer a fuzzy comparison. They fail to take into account the local nuances that make all...
Hundreds of millions of Americans are dealing with the very real struggle to make ends meet on a fixed or shrinking income—especially in our new economy. The popular 50/30/20 budget offers a framework, allocating 50% of income to needs, 30% to wants, and 20% to savings and debt repayment. The...
Incessant inflation’s return has been everyone’s most important economic challenge, forcing policymakers into a dangerously confusing cacophony of diagnosis and cure. While factors like global supply chain disruptions, the Russian invasion of Ukraine, increases in the money supply, low interest rates, and high demand all play a role, one often-overlooked...
The income required to be considered middle class in the United States has risen, with Massachusetts now having the highest threshold. Even with those inflation adjusted wage gains since last year, plenty of middle-class Americans are living paycheck-to-paycheck, as a new report from CNBC’s The Exchange shows. This unfortunate truth...
We hear about it constantly. Famed for it being a leading indicator of economic prosperity, a weather vane on the roof of our national wallet. But is it really the gold standard, best measure ever, metrics by which all other metrics should be judged? As a journalist who has spent...
OverTraders.com just published a great in-depth Ethereum PoS vs Other Major Crypto PoS Models article. This side-by-side rundown helps shed light on the merits and demerits of each in different situations, providing critical information for traders and investors alike. Understanding Bitcoin and Ethereum To understand the nuances between different consensus...
Summary This piece dives deep into the startling effects of economic uncertainty on both mental health and consumer activity. This animated short dives into the psychological impact of recessions. Together, low consumer confidence and a fear of living in isolation can further increase stress, anxiety, and depression. By examining various...
Ever been sold your insurance policy as not just a safety net but a wise financial move, too? It’s a dangerous proposal, I recognize. Imagine the opportunity of having the benefit of protection along with the potential for financial growth. You’ll have a chance to hear directly about what’s new...
At the same time, the United States has increased its reliance on sanctions as a tool of foreign policy. Now, it focuses on individuals, countries and entities across the globe. These measures are put in place by the Office of Foreign Assets Control (OFAC). Their purpose is to shape behavior...
Artificial intelligence has gone from an imagined technological fantasy to an integral part of our everyday lives. From super-personalized recommendations on our separate site OverTraders.com to the algorithms that are reshaping our financial markets, AI’s influence can’t be overstated. This rapid integration comes with a chilling undercurrent: the potential for...
Obesity is the biggest threat to public health in the world, impacting nearly 650 million people worldwide. Yet it doesn’t stop there — the burden of transportation inequities weighs heavily on mental and emotional health. Real people are dealing with unfortunate obstacles while attempting to lose weight. As a result,...
The quick fix is perhaps the most potent temptation of all, particularly in the realm of weight loss. We know we’re all living in a world bombarded with images of unrealistic bodies. After all, the allure of losing weight with no effort — just a prescription — is difficult to...